According to the cardholder's reputation status and credit situation, it can be divided into ordinary cards, gold cards, platinum cards, etc. The card issuer generally issues different levels of credit cards such as the social status, economic strength, purchase of consumption power, and credit rating of credit card applicants. Generally, ordinary cards are the minimum level, and the credit card of high -level credit cards is higher than low levels. credit card.
1. Ordinary card application conditions
While individuals who have a complete civil behavior and legitimate income can apply to the bank's main card with their valid ID and work permit. But apply for a subsidiary card for others.
2. Student card application conditions
major banks have launched credit cards for students. Generally, the amount is small, but the income certificate is not provided. Can be handled.
3. Gold card application condition
is generally used for a period of time. Good repayment records can apply for gold card. If you do not want to apply for a gold card without the record of the use of the general card, you need to provide proof of work income.
4. Platinum card application conditions
It due to the large overdraft quota of the platinum card, and there are many additional services, the requirements for its conditional conditions are much stricter than other credit cards. Generally speaking, individuals, agencies, groups, and enterprises and institutions with certain economic strength can apply for platinum credit cards. Personal needs are one of the following conditions to apply for platinum cards:
According to the cardholder's reputation status and credit situation, it can be divided into ordinary cards, gold cards, platinum cards, etc. The card issuer generally issues different levels of credit cards such as the social status, economic strength, purchase of consumption power, and credit rating of credit card applicants. Generally, ordinary cards are the minimum level, and the credit card of high -level credit cards is higher than low levels. credit card.
1. Ordinary card application conditions
While individuals who have a complete civil behavior and legitimate income can apply to the bank's main card with their valid ID and work permit. But apply for a subsidiary card for others.
2. Student card application conditions
major banks have launched credit cards for students. Generally, the amount is small, but the income certificate is not provided. Can be handled.
3. Gold card application condition
is generally used for a period of time. Good repayment records can apply for gold card. If you do not want to apply for a gold card without the record of the use of the general card, you need to provide proof of work income.
4. Platinum card application conditions
It due to the large overdraft quota of the platinum card, and there are many additional services, the requirements for its conditional conditions are much stricter than other credit cards. Generally speaking, individuals, agencies, groups, and enterprises and institutions with certain economic strength can apply for platinum credit cards. Personal needs are one of the following conditions to apply for platinum cards:
Is it a foreign currency card?